LENDER PROFILE
MA Money
Alt-doc · Investment · Credit clean-up
Mid-tier non-bank — Halo's pivot when Mezy isn't the cleanest fit. Strong on self-employed, investment portfolios, and light credit clean-up at competitive pricing.
Policy notes updated 2026-04-19
Halo's secondary alt-doc channel
MA Money is the natural pivot when Mezy isn't the cleanest fit. Where Mezy specialises in core SMSF + Halo Flex flow, MA Money picks up the alt-doc deals where the client needs slightly tighter pricing or has a soft credit blip that needs a more open underwriter.
Policy snapshot
| Metric | MA Money |
|---|---|
| Full-doc OO max LVR | 90% |
| Alt-doc max LVR | 80% (6-mo BAS or accountant letter) |
| Investment max LVR | 85% |
| Credit-impaired (light) | Up to 75% LVR with explanation |
| Typical decision | alt-doc 5-7 business days |
What MA Money is NOT for
- SMSF LRBA — route to Mezy
- Construction with progress draws — Halo's own Construction band fits better
- True full-doc OO at 95% — big-four / Bendigo cleaner
Pairing with Halo's workflow
MA Money sits inside the Halo broker portal alongside Mezy and Bendigo. Halo's scenario pre-check will surface MA Money explicitly when the client profile fits — broker doesn't have to remember the policy permutations.
Next step
Check fit with MA Money
Drop your client profile into the Halo scenario tool — we'll tell you if this lender is the right call and how much they'll lend.
Run a scenario →